Start here: Match the APN and legal description to the latest recorded deed. Confirm the seller’s identity through an independently sourced contact—not just a tax bill or photo ID. Before moving funds, have a qualified title or settlement professional review the chain of title, liens, and closing instructions. Separately screen for legal road access, wetlands, FEMA flood risk, and back taxes. Pause if the seller rushes, refuses verification, or changes payment instructions. A great price does not make an unverified seller safe.
Why this risk deserves attention now
On October 26, 2026, First National Title Insurance described a vacant-lot transaction where an escrow officer spotted red flags in a seller’s overseas story and notarization demands. Her firm reached the real owners—who said the property was not for sale. Read the original report.
This is not rare. The American Land Title Association’s 2026 survey found 59% of responding title firms had seen at least one seller-impersonation attempt in the past year, up from 28% in 2024. These are percentages of responding firms, not of all land sales. Vacant land, absentee owners, and mortgage-free parcels are common targets. ALTA study.
The FBI’s June 2026 alert explains: criminals use public parcel info, fake IDs, and internet-based contacts to pose as owners and redirect sale proceeds. Assessor records show who pays taxes—not who is texting you. FBI/IC3 warning.
Seven checks before you spend more money
